Hello! You have probably asked yourself whether there is any legitimate way to earn some extra dollars with minimal efforts and no need to wait for a long period of time to start receiving payments. Nowadays, finding applications that would help earn some money immediately sounds like a dream. But I will share with you some apps that really work and will help you get some additional money without spending too much effort on it. Although you cannot expect immediate payouts as you complete a task, the term "instant" is quite relative and refers to an extremely short waiting period until you get a payment. For example, you may get your cash within several days after completing the task.
I have made some research on the most effective ways to earn some extra money and would like to share with you some interesting information on the most productive and fast-working apps you may use. You should not try to find an application that helps you earn some money instead of your primary source of income, but you may look for apps that help you get some extra cash during your free time.
What does 'Instant' Payoff Mean?
Firstly, it is worth explaining what the term 'instant' means in relation to applications where you receive payments. Of course, no one will send money to you immediately after you complete a task because it would be absolutely impossible due to the system of financial institutions. However, there are a lot of applications with low thresholds and a short processing time – 24-48 hours or less for gift cards.
The Top Categories of Cash Earning Apps
There seem to be several top categories among these "quick payout" apps and knowing these will help you choose what is best for you.
1. Survey Apps – Your Opinion Matters!
This is perhaps the most popular method of earning some money from your phone because why wouldn't companies want to know more about consumers? The surveys themselves don't bring in too much money, but you can always try to qualify for those paying more.
- Swagbucks: Yes, everybody knows about Swagbucks. Here, you can earn Swagbucks (SB) through survey participation, video watching, online shopping, playing games, and browsing the web. One great feature about Swagbucks is its diversity of rewards: you can get a PayPal payment or a bunch of gift cards processed in 1-3 business days.
- Survey Junkie: For those who do not need anything except surveys, there is Survey Junkie that deals only with market research, meaning you will answer questions. Once you have enough for the low payout threshold, which usually equals about $5, you can make a withdrawal to PayPal or receive an e-gift card, the processing of which goes rather quickly.
- InboxDollars: In addition to surveys, InboxDollars offers you the opportunity to watch videos, play games, and read emails in order to earn. The money, however, comes directly into your pocket (cash) without any points and the minimum payout is somewhat higher ($30). When reaching it, you can choose PayPal payment or different gift cards.
2. Cashback Apps: Make Money Off Your Shopping Spree
Don't you wish you could get paid for what you are going to purchase anyway? Well, that's what these apps are designed for - they exploit your habits.
- Rakuten (previously called Ebates): It's definitely one of the largest names in the cashback world. When you do your shopping on Rakuten platform or through browser extension, you receive percentage cashback from purchases made on thousands of retailers. Though they pay out "Big Fat Checks" (as well as PayPal payments) every quarter, so there is no instant cashback in this case, the payments are very reliable. You should spend enough money ($5 or more) to be eligible for a payout.
- Ibotta: Great solution for grocery shoppers. You look through various offers, make purchases from participating retailers, and after that you submit receipt picture in your app account. They also offer some offers for online shoppers. Once you earn $20 worth of earnings, you may transfer it to PayPal, Venmo or receive gift cards from various vendors. Usually, you will be paid within 1-2 days.
- Fetch Rewards: This app is great because you need to scan the receipts only with your phone. You can take pictures of any grocery or retail receipts and get rewarded with points for that. Also, you receive some extra points for making purchases from some brands that participate in partnership with Fetch Rewards. It requires absolutely no efforts. You may exchange your points for gift cards even starting from $3, and most of the time you get paid instantly or within minutes directly to your email address.
3. Micro-task and Gig Apps: Spend Some Time and Earn Money Instantly
They allow you to complete some tiny task for some tiny fee. Perfect choice to fill your spare minutes during the day.
- InstaGC: Name itself suggests what kind of service it provides, doesn't it? InstaGC allows users to earn points by completing surveys, watching videos, shopping and doing other online tasks. The main benefit here is that you can redeem points for gift cards in stores of 350+ different retailers, and most of them are paid instantly. It's a great option if you prefer gift cards to money and if you want to get them quickly.
- Mistplay: Gamers, pay attention! Mistplay is a unique application that works exclusively on Android devices and offers gamers gift cards based on their activity in mobile games. Playing games provides gamers with units that can be exchanged for gift cards from such companies as Amazon, Visa, Google Play, and many others. This is not money, but usually the gift cards are paid out pretty quickly.
How to Get Most Out of Them
Now, if you have come up with good app ideas, how are you going to make the most out of them?
- Do Not Put All Eggs in One Basket: It is better if you use a combination of survey apps, cashback app and maybe a receipt scanner. In this way, you will have a variety of ways to earn and also diversify yourself in different activities.
- Consistency: The biggest earnings come with consistency. You are required to perform these activities in multiple apps for 10-15 minutes everyday. You will be surprised how much you can earn in a week or a month.
- Understand Minimum Payout Amounts: Before you begin working on a particular app, make sure you know the minimum amount you need to reach before cashing out. The lower the minimum amount , the sooner you can take your money out . That’s why I really love using Fetch Rewards and InstaGC, because they have instant gift cards.
- Referrals: There are many apps with their own referral programs. That way, if you like an app and want others to enjoy it as well, you can recommend it to them. In this case, both of you can get additional rewards.
- Your Privacy: Do not forget that when using such apps you may provide your opinions and information about shopping habits to them. However, you should pay attention to their policies concerning your privacy and not share unnecessary information.
Realistic Expectations: No Gold Mine, But Still!
These apps can provide you with a great supplementary income, some additional cash, or help you earn for small purchases. You will not be able to stop working somewhere else because of earning through these apps. Nevertheless, convenience and quick payments offered by many of them are very tempting. I can say that personally, I am very grateful for having some extra money for some treats or bigger purchases because of a few minutes of doing these activities. Go ahead and try some of these apps!